faux saint laurent bagfaux saint laurent bagWe're Not Loyal to Brands. Become a Member But these changes won't eliminate all the problems. "Just because credit reporting has changed doesn't mean the medical bill disappears," says April Kuehnhoff, an attorney at the National Consumer Law Center who focuses on consumer medical bills. "Debt collectors can still contact you." Make sure the money owed is listed as medical debt. The new changes from the medical bureaus keep only unpaid medical bills out of your credit report, not other kinds of bills. So your credit score is in jeopardy if your medical bills have been mistakenly characterized as, say, credit card debt or a car loan, says Bruce McClary, senior vice president of membership and communications at the National Foundation for Credit Counseling. The debt isn't verified. If you don't receive a verification of the debt after asking for it, or are not sent additional information after filing a dispute, you are not obligated to pay the debt, Howard says. "Until they send that validation letter, they are prohibited from making any further contact." When to Delay Paying Medical Debt Calling past 9 p.m. or before 8 a.m., or making more than seven calls within seven days. Select a Donation Amount faux saint laurent bag
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